Our small business loan programs can help entrepreneurs or start-up small businesses.
For example, we offer financial lending for small businesses in Burlington County!

Thinking of starting or growing your business in Burlington County?

Low- and Zero-Interest Loans are available for your Burlington County small business!

 

Burlington County Route 130 Revolving Loan Fund Program

Zero-interest loans offered to businesses locating or expanding in the Route 130 Corridor, a region in Burlington County, NJ targeted for economic growth.   Route 130 Corridor Map indicates eligible municipalities in Burlington County, NJ

The Route 130 Revolving loans are for:

  • Acquiring Real Estate (Land and/or Buildings) in Burlington County, NJ
  • Improvements/Renovations to Real Property (Land and/or Buildings) in Burlington County, NJ 
  • Fixed Assets or Working Capital for businesses in Burlington County, NJ

In addition, Route 130 Revolving loans can fund up to 25% of project costs in participation with a commercial lender. Amounts are from $125,000 to $2,000,000.

 
 

Burlington County Small Business Direct Loan ($50K and under)

Low-interest loans offered to businesses located in or relocating to Burlington County, NJ; does not require bank involvement.

Small Business Direct Loans are for:

  • Acquiring Real Estate (Land and/or Buildings) in Burlington County, NJ
  • Fixed Assets or Working Capital for businesses in Burlington County, NJ

           Application/information

 
 

 

Burlington County Small Business Loan ($50K-$200K) Fund Program

Low-interest loans offered to businesses located in or relocating to Burlington County, NJ.

Small Business Loans are for:

  • Acquiring Real Estate (Land and/or Buildings) in Burlington County, NJ
  • Fixed Assets or Working Capital for businesses in Burlington County, NJ

Further, loans in this program can fund up to 25% of project costs in participation with a commercial lender and can be in the amount of $50,000 to $2,000,000.

ROUTE 130 REVOLVING LOAN FUND PROGRAM

Burlington County, NJ

for a comparison of loans and terms

SMALL BUSINESS LOAN PROGRAM

Burlington County, NJ

for a comparison of loans and terms

water faucet with money flowing from it

FINANCIAL RESOURCES FOR SMALL BUSINESSES IN BURLINGTON COUNTY, NJ

LOAN PROGRAMRoute 130 Loan Acquisition/ImprovementsRoute 130 Loan DiscretionarySmall Business Loan Fixed Asset LoanSmall Business Loan Working Capital LoanSmall Business Loan Direct Loan
BORROWER'S EQUITY10% minimum10% minimum10% minimum10% minimum10% minimum
OUT-OF-POCKET EXPENSESTitle search, title insurance, appraisal, environmental study, land survey, etc.Title search, title insurance, appraisal, environmental study, land survey, etc.Title search, title insurance, appraisal, environmental study, land survey, etc.Title search, title insurance, appraisal, environmental study, land survey, etc.Title search, title insurance, appraisal, environmental study, land survey, etc.
PARTICIPATING BANKRequiredRequiredRequiredRequiredRequired
LOAN TYPEGap FinancingGap FinancingGap FinancingGap FinancingGap Financing
INTEREST RATE0.00%0.00%75% of Prime Rate, Capped at 4%75% of Prime Rate, Capped at 4%75% of Prime Rate, Capped at 4%
LOAN AMOUNT$125,000 to $2,000,000Up to $125,000Up to $200,000Up to $50,000Up to $50,000
PURPOSE OF LOANAcquire real estate; Construct building, improvements and renovations. To create and retain jobs.Working capital and fixed assets. To create and retain jobs.Fixed assets. To create and retain jobs.Working capital. To create and retain jobs.Working capital and fixed assets. To create and retain jobs.
LENGTH OF TERM10-year maximum10-year maximum10-year maximum (participating bank to determine term)10-year maximum10-year maximum